top of page
Fill out this form

500 Terry Francine St.

San Francisco, CA 94158


Tel: 123-456-7890

Fax: 123-456-7890


Monday - Friday 

8:30 am to 5:30 pm



9:00 am to 12:00 pm


Evenings by Appointment

Health Insurance (COVID-19 Covered)*

Start Your Health Insurance Journey Today!

Health insurance policy is a product that protects you against the financial implications of a wide variety of health-related expenses, ranging from those caused by minor illnesses and injuries to critical diseases. Therefore, health insurance plans and the cumulative Bonus serve as a protective financial shield for you should you be faced with a major medical expense.

Selecting a suitable medical insurance is difficult yet incredibly important for you to have a sufficient degree of preparedness against any sudden and, in some cases, expected medical expenses. Imagine a scenario wherein you are diagnosed with a serious medical condition that requires consistent treatment, hospitalisation, and/or surgery. Or simply take the example of the spread of COVID-19 in India and imagine the various expenses you may have to look after if diagnosed with a COVID-19 infection

In such a situation, you would not want to let your medical bills dig a massive hole in your savings or be faced with a financial crisis to pay said bills, will you? Hence it is pivotal to buy a suitable health insurance plan, choose the right sum insured, pay the applicable premium and get insured at the earliest, and we can help you with that.

Why Do I Need Health Insurance?

There is so much unpredictability encompassing one's health and it is almost impossible to have any control over health-related expenses. However, after getting insured with a suitable health insurance plan, you can exercise some degree of control and gain some security vis-a-vis your and your family’s health care expenses. The question 'why you need health insurance' can be answered in countless ways, and here are a few of them:

Changing Lifestyle

With the ever-increasing pressures of modern-day lifestyle, the range of health-related risks we are exposed to has significantly widened in scope. From lifestyle disorders such as obesity and eating disorders to pollution-induced conditions such as asthma, there is no dearth of ailments that can lead to high medical expenses.

In addition to physical illnesses in our life, the constant stress of today's competitive world has led to a substantial rise in mental health issues, which is why it is critical to buy an adequate health insurance plan for yourself and your family.

Rising Medical Costs

In recent years, the medical inflation in India has not only kept pace with its retail counterpart but exceeded it by leaps and bounds. The cost of medicines, medical examinations, hospitalisation, and surgeries are consistently on the rise. It makes more sense to pay the basic health insurance premium and get insured than shelling out those exorbitant health expenses from your own pocket. Therefore, it is critical to get yourself insured with a health insurance plan to help you stay financially secure during and in the wake of a medical emergency.

COVID-19 Cover

The state of the world over the better part of the past two years is nothing short of unprecedented. With the multifaceted impact of the ongoing global COVID-19 pandemic, it is more crucial than perhaps ever before to buy a suitable health insurance plan. The Tata AIG health insurance benefits include a cover for Coronavirus.

Tax Benefits

Not only does health insurance safeguard you from the financial ramifications of a medical crisis but it also provides you significant health insurance tax benefits. Whilst the premiums paid for health insurance plans for senior citizens are eligible for tax deduction to the extent of ₹50,000, those for individuals below the age of 60 years have a tax deduction ceiling of ₹25,000 under Section 80D of the Income Tax Act, 1961. #Please note tax benefits are subject to change in Income Tax laws.

Includes a Cover for Pre-existing Diseases

Most health insurance plans comprise a cover for pre-existing illnesses; however, this cover usually gets activated after the expiration of a waiting period. Therefore, if you want immediate cover for a pre-existing illness, you must select a health insurance plan with a short waiting period. The Tata AIG health insurance benefits include a cover for pre-existing illnesses after the expiration of three years of the plan's tenure.

Provides Cashless Treatment

With the facility of cashless medical insurance, the process of handling a medical emergency has become somewhat easier. With our network of 7,200+ hospitals across the nation, you can access cashless treatment without having to file a health insurance claim and wait for the reimbursement of your bills.

Covers Ambulance Expenses

With regard to ambulance expenses, the Tata AIG health insurance plans have got you covered. Therefore, you need not worry at all should you need emergency transit to a hospital. We are available to provide the required assistance to you 24x7x365. You can reach out to us on +91 98107 94545. We are also a WhatsApp text away at +91 98107 94545.

Covers Pre-hospitalisation and Post-hospitalisation Expenses

A health insurance plan covers the medical expenses incurred due by you in the wake of pre-hospitalisation and post-hospitalisation. Once you are insured under the Tata AIG MediCare and MediCare Protect Health Insurance Plans, your predetermined sum insured covers the medical bills generated 30 to 60 days before your hospitalisation and 60 to 90 days following your discharge from the hospital. The exact coverage shall vary depending on your choice of health insurance plan variant and the premium paid.

Provides the Option of Additional Sum Insured

One of the most important health insurance benefits of a Tata AIG health insurance plan is that you can earn a cumulative 'No-claim Bonus' for every claim-free year, which entails an enhancement in the sum insured under your health insurance plan without any corresponding rise in your health insurance premium. Under our MediCare health insurance plans and variants, you can get a 10 to 100 per cent additional sum insured for each policy year without a health insurance claim as a 'No-claim Bonus'.

Thanks for submitting!


World Trade Center .

Connaught Place, New Delhi-110001


T : 91.11.41090545

M : 9810794545


Monday - Friday 

10:00 am to 5:00 pm



10:00 am to 1:00 pm


Evenings by Appointment

bottom of page